A pre-engagement reference for CFOs and CEOs evaluating whether OuterBridge is the right fit. For anything not answered here, the Phase 1 Discovery conversation is the right next step.
We are a risk advisory firm whose methodology happens to include placement work on disclosed commission when the client wants it. Traditional brokerages are paid to place policies and are structurally oriented around that placement. We are oriented around producing the Risk AFE — a board-ready capital allocation case for risk decisions, using the methods your CFO already uses for capex. Placement is one possible outcome of that analysis, not the starting point.
When the analysis supports it and you want us to. Commission disclosure is part of the engagement letter, and when we place, our commission is reduced relative to typical market rates — usually by enough to meaningfully offset the advisory fee, though the economics scale with program size. We are equally comfortable producing the Risk AFE and leaving placement with your incumbent broker if that is your preference; in that case the advisory fee stands on its own.
Pricing is structured, transparent, and tied to engagement complexity rather than negotiation. Specific scope and fee are confirmed in the Phase 1 Discovery conversation.
Phase 1 Discovery is a single 60 to 90 minute meeting. The full Risk AFE build (Phases 2 through 5) typically runs six to twelve weeks depending on scope and the speed of data assembly on your side. Phases 6 and 7 are ongoing: binding-cycle variance tracking and annual realized-value reporting.
No. We can produce the Risk AFE on top of your existing program and your existing broker relationship. If the analysis supports a different placement structure, we can work with your incumbent broker to implement it, or place it ourselves on disclosed commission — your choice.
The Phase 1 Discovery meeting is one 60 to 90 minute conversation, no preparation required. The full build typically requires 8 to 15 hours of internal time across the engagement, distributed across whoever owns the underlying data — typically your controller or risk manager for exposure and loss data, HR for payroll detail, and operations leads for property, fleet, or safety information. CFO time is usually 3 to 5 hours: the kickoff framing, risk appetite discussion, and final AFE review. We do the analysis.
A Risk AFE: a board-ready document structured exactly like the Authorization for Expenditure your team uses for capex. Includes NPV, IRR, payback, sensitivity, scenarios, and a Monte Carlo simulation. Names a Strategy A counterfactual and a Strategy B recommendation, with a confidence range rather than a point estimate. Followed by a Variance Bridge after binding and a Risk Capital Value Bridge annually.
Our four named industry practices (Wholesale Distribution, Multifamily Housing, CRE Leasing, and Golf Course and Club Operations) carry dedicated industry data, loss-pattern libraries, and engagement architecture. We can produce Risk AFEs in adjacent industries on a case-by-case basis. The Phase 1 Discovery conversation is the right place to confirm fit.