For commercial real estate owners, cost of risk sits in a handful of places: the property schedule and its valuations, lessor’s risk and premises liability, tenant certificate-of-insurance compliance, and the risk transfer written into every lease. The Risk AFA puts them on one prioritized list with a named owner for every item, built on risk data we compile and maintain for CRE portfolios: loss history, what your peers carry in limits and retentions, and what the market is pricing by line. One item is chosen to finish before your next renewal submission; the rest run in sequence after it. We do the work with you and place coverage around the result.
ContactTenant certificate compliance is usually the first item on the plan: it is the exposure most owners carry without knowing it, and the one most easily fixed with a process. Property valuations and the lease insurance clauses are usually next. Each item on your plan shows the expected effect on your cost of risk, so you can see what it is worth before you approve it. We bring the resources and the people to carry it out, and you see the progress in the six-month stewardship report.
As the owner or CEO, you should be able to approve a short plan, know who owns each item, and see it move across the portfolio without running the risk program yourself. That is what the Risk AFA gives you. The work happens with your property and asset managers, not on your calendar. At renewal, the underwriter sees what was done and prices accordingly. What comes off your cost of risk goes to NOI, and NOI is what the portfolio is worth. And when a lender or a buyer asks how risk is managed, the stewardship record already answers the question.
If this is one of several platforms in a fund, the same plan and cadence run at every one.
See Private Equity →Thirty to sixty minutes about your portfolio and your current program. No cost, no pitch.
Contact