For CRE owners and operators with 500K to 5M+ square feet under management, the risk program is five or six material lines moving in parallel: concentrated property exposure across the asset portfolio, loss of rents and business interruption on every asset, lessor’s risk and premises liability across common areas and tenant operations, contractual risk transfer to and from tenants tracked through certificate-of-insurance compliance, and construction during TI build-out cycles. We produce a Risk AFE that runs all of them through the same five-method analytical panel CFOs already use on every other capital case: NPV, IRR, payback, sensitivity, scenarios, Monte Carlo. The recommendation arrives with a confidence range and a program structure that holds up to board review and to the lender’s covenant scrutiny across the portfolio.
ContactThe cost line that runs across every property. Your total cost of commercial risk (premium, retained losses, mitigation spend, and administration) is likely sitting at 3 to 8 percent of NOI at portfolio scale. Property and fire protection often carries the largest single-line opportunity: NFPA codes, the FM Global Approvals standard for property-loss controls, fire detection and suppression have peer-reviewed effectiveness data the Risk AFE translates directly into modeled NPV and a payback period. Certificate-of-insurance compliance across the tenant roster runs in parallel: mitigation by process rather than engineering, but the contractual risk transfer it preserves shows up on the same panel. The insurance program structure is the other recovery lever: retentions, layering, and collateral choices all carry NPV impact the Risk AFE quantifies the same way. We do the work, you decide.
As CEO of a CRE portfolio, every commercial risk decision is an NOI question, and the back-office workload that comes with it has no business taking your time. The Risk AFE removes both. Risk capital decisions across the portfolio arrive at your desk as analytical recommendations packaged the way your team would build any other capital case: NPV with confidence ranges, payback period, sensitivity tornado, NOI volatility translated to property value at your portfolio’s cap rate. You approve. The program runs without your personal involvement. The Risk Capital Value Bridge each fiscal year decomposes realized value into the same format an acquirer or lender already uses, so when the diligence room eventually opens, the work is already done.
A 30 to 60 minute conversation about your CRE portfolio, your current risk program, and how we work. No fee. No pitch.
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