Raise your expectations

Individuals & Families

Life happens when we least expect it. That’s why it’s important to protect yourself from accidents and surprises. We’ll help you create an insurance package that fits your needs and keeps you covered no matter what life has in store for you.

- See the coverages.


Homeowners

Your home is supposed to be a place where you always feel safe and comfortable. That’s why you deserve to have the peace of mind that you’re always protected from the unexpected - such as storms, fire, theft and accidents. Most mortgage lenders require comprehensive homeowners insurance, and your insurance advisor will help you choose the right coverage for wherever you call home.

In the event that you need to file a claim, our team will help you navigate the claims process to reach a resolution quickly and without hassle.


Valuable Articles

While typical homeowner’s policies are designed to protect your home and what’s inside, there is usually limited coverage for valuable possessions - such as jewelry, fine art, wine and spirits, and antiques - that may get lost, stolen or damaged. We help give our clients the peace of mind that their special possessions are adequately protected. 


Personal Vehicle

They’re called accidents for a reason. Even when we’re driving safely, following the rules and watching out for other drivers, things happen. That’s why it’s important to make sure you’re covered for vehicle damage and any accident-related medical costs for yourself, your passengers and even the other driver.

Your insurance advisor can walk you through the different coverage options and premiums for your preferred mode of transportation - car, motorcycle, boat, ATV, snowmobile, personal watercraft and more.


Personal Excess Liability

Even a great insurance plan might not cover everything. An umbrella insurance policy helps you fill the gaps in your other personal insurance policies, as well as provide additional limits to help protect you from potentially devastating catastrophic claims. Your insurance advisor will work with you to review your current policies, coverage limits and exclusions, then make recommendations for umbrella coverage.


Life Insurance

You want to make sure your family is taken care of if something happens to you. A life insurance policy protects your family from sudden financial hardship, and it can also help in estate or business succession planning. Depending on your needs, your insurance advisor will walk you through the difference between term life insurance, whole life insurance, variable life insurance and survivorship policies to help you understand your options and select the right coverage for you and your loved ones.


 

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Call an ORA Consultant now at 706.383.3818. Or use the form below. Either way, we will get back to you within 24 hours.